If you do not agree to the terms and conditions contained in the TOU, we do not
consent to provide you with access to the Site, and you should cease your use of
2. Changes to the TOU
We reserve the right at any time to:
- Change the terms and conditions of the TOU;
- Change the Site, including eliminating or discontinuing any content or feature of
the Site; or
- Impose fees, charges or other conditions for use of the Site or parts thereof (with
STE may modify the Site at any time without prior notice. The TOU, as well as our
be deemed acceptance of such changes. You should check our website frequently to
see recent changes.
3. Registration Data; Account Security
By using the Site, you agree to (a) provide accurate, current and complete information
about you as may be prompted by any registration forms on the Site ("Registration
Data"); (b) maintain the security of your password and identification; (c) maintain
and promptly update the Registration Data, and any other information you provide
to Company, to keep it accurate, current and complete; (d) be fully responsible
for all use of your account and for any actions that take place using your account;
and (e) agree to receive certain informational e-mails from STE from which you may
opt out (unsubscribe) at any time using the links provided within the e-mails or
by modifying your Account information.
4. Important Securities Disclaimer
You understand that no content published on the Site constitutes a recommendation
that any particular security, portfolio of securities, transaction or investment
strategy is suitable for any specific person. You further understand that none of
the information providers or their affiliates are advising you personally concerning
the nature, potential, value or suitability of any particular security, portfolio
of securities, transaction, investment strategy or other matter. To the extent any
of the content published on the Site may be deemed to be investment advice or recommendations
in connection with a particular security, such information is impersonal and not
tailored to the investment needs of any specific person. You understand that an
investment in any security is subject to a number of risks and that discussions
of any security published on the Site will not contain a list or description of
relevant risk factors. In addition, please note that some of the stocks as to which
content is published on the Site may have a low market capitalization and/or insufficient
public float. Such stocks are subject to more risk than stocks of larger companies,
including greater volatility, lower liquidity and less publicly available information.
Postings or content on the Site which may or may not be deemed by you to be recommendations
may have an effect on their stock prices.
You understand that performance data is supplied by sources believed to be reliable,
that the calculations herein are made using such data, and that such calculations
are not guaranteed by these sources, the information providers, or any other person
or entity, and may not be complete.
From time to time, reference may be made on our Site to articles and opinions published
by others. These references may be selective, may reference only a portion of an
article or opinion, and are likely not to be current. As markets change continuously,
previously published information and data may not be current and should not be relied
All content on the Site is presented only as of the date published or indicated,
and may be superseded by subsequent market events or for other reasons. In addition,
you are responsible for setting the cache settings on your browser to ensure you
are receiving the most recent data.
5. No Investment Recommendations or Professional Advice
The Site is not intended to provide tax, legal, insurance or investment advice,
and nothing on the Site should be construed as an offer to sell, a solicitation
of an offer to buy, or a recommendation for any security by STE or any third party.
You alone are solely responsible for determining whether any investment, security
or strategy, or any other product or service, is appropriate or suitable for you
based on your investment objectives and personal and financial situation. You should
consult an attorney or tax professional regarding your specific legal or tax situation.
You specifically acknowledge that STE will in no way be held liable for losses or
gains arising out of Content or User Content of any type on the Site. You acknowledge
that your investment decisions/recommendations are made entirely at your election
and that STE Content or User Content is solely one additional source of information
in assisting you make those determinations. You similarly acknowledge that you will
not hold any other STE User liable for losses or gains arising out of Content or
User Content of any type on the Site.
6. Copyright, Linking Policy and Trademarks
The Site and the content contained herein, as well as all copyrights, are the property
of STE and its licensors. You may access and use the content, and download and/or
print out copies of any content from the Site, solely for your personal, noncommercial
use. You acknowledge that you do not acquire any ownership rights by using the Site.
The Site contains links to other Internet web sites or resources. We neither control
nor endorse such other web sites, nor have we reviewed or approved any content that
appears on such other web sites. You acknowledge and agree that we shall not be
held responsible for the legality, accuracy, or appropriateness of any content,
advertising, products, services, or information located on or through any other
websites, nor for any loss or damages caused or alleged to have been caused by the
use of or reliance on any such content.
You may link to any content on the Site. If you are interested in reprinting, republishing
or distributing content from STE, please contact STE to obtain written consent.
STE™ is a trademark and/or service mark of STE or an affiliate. All other trademarks,
service marks, and logos used on our web sites are the trademarks, service marks,
or logos of their respective owners.
7. User Conduct
You may not republish, upload, post, transmit or distribute content from the Site
to online bulletin boards, message boards, newsgroups, chat rooms, or in other any
manner, without our prior written permission. Modification of the content or use
of the content for any purpose other than your own personal, noncommercial use is
a violation of our copyright and other proprietary rights, and can subject you to
Specifically, you will not submit information that would be a violation of your
employer's company policies, nor will you submit information that violates any confidentiality
agreements, insider trading regulations, or SEC regulations.
In addition, in connection with your use of the Site, you agree not to:
- Restrict or inhibit any other visitor from using the Site, including, without limitation,
by means of "hacking" or defacing any portion of the Site;
- Use the Site for any unlawful purpose;
- Express or imply that any statements you make are endorsed by us, without our prior
- Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble
any portion of the Site;
- "Frame" or "mirror" any part of the Site without our prior written authorization;
- Use any robot, spider, site search/retrieval application, or other manual or automatic
device or process to download, retrieve, index, "data mine," or in any way reproduce
or circumvent the navigational structure or presentation of the Site or its contents;
- Harvest or collect information about visitors to the Site without their express
You also agree to comply with all applicable laws, rules and regulations in connection
with your use of the Site and the content made available therein.
8. Overview of Posting Comments
Our content is intended to serve as a discussion center for thoughtful users who
make their own investment decisions, with or without the help of a broker. They
are not the place for stock touters, cheerleaders or hypesters. We strongly encourage
all participants to disclose any positions they have in stocks being discussed (e.g.,
long, short, no position).
We also respectfully ask that you not engage in:
- Stock touting.
- Personal attacks against an author or another user.
- Profanity or vulgarity.
- Business solicitations or advertising.
- Inappropriate, unethical or misleading behavior.
STE editors, at their discretion, may remove comments that violate these standards.
These standards are designed to ensure that the dialogue on the Site is credible,
responsible, intelligent and informative. We cannot guarantee that users will tell
the truth, and we will not monitor the veracity of names and positions or the content
of any posts. However, by setting out the above guidelines, we hope to raise the
credibility of the discussion and foster a spirit of open, honest exchanges of information.
In addition, please be advised that even if a user who posts a comment may, if the
user so registers, be publicly identifiable only by the alias he or she chose during
registration, STE's records will contain the actual identity of the author of any
comment posted to the Site if provided by the user.
If you have any comments on our policies, or complaints or concerns of any kind
about any posts, please contact us at firstname.lastname@example.org. We will review all
of the information that you communicate to us, but we may not be able to take action
or respond directly to each e-mail.
9. Online Rules of Conduct
When you post a comment on the Site, You agree to:
- Post comments in both tone and content that contribute in a positive and high quality
manner to the substantive exchange of information and the subject matter of the
- Automatically grant - yourself or because you have the unrestricted right from the
actual owner - STE a royalty-free, perpetual, non-exclusive and fully transferable
and sublicensable right to use, reproduce, modify, adapt, publish, translate, create
derivative works from, distribute, perform and display comments you post (in whole
or in part) worldwide and/or to incorporate any one of those comments in other works
now or in the future.
- Waive any and all rights against STE and hold STE harmless in connection with any
claims relating to any action taken by STE as part of its investigation of a suspected
occurred, including but not limited to the removal of posts from the Site or a suspension
or termination of your access to the Site;
- Maintain and promptly update your registration data to keep it true, accurate, current
You agree not to:
- Post any comment that you either know or should know is false, deceptive or misleading,
or misrepresent or deceive others as to the source, accuracy, integrity or completeness
of any comment you post.
- Post any comment that is unlawful, harmful or injurious to others, threatening,
abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous,
hatefully, racially, ethnically or otherwise tortious or objectionable.
- Post any comment that does or may invade the privacy or violate or infringe on any
rights of others, including, without limitation, copyrights and other intellectual
- Impersonate any person or entity, falsely or deceptively state, infer or otherwise
misrepresent your affiliation with or connection to any person or entity.
- Post any comment which, either the act of posting or the comment itself, you do
not have a right to do under any law, regulation or order of any court, or as a
result of an employment, contractual, fiduciary or other legal obligation or relationship.
- Post any advertising, promotional materials, so called "chain letters," "pyramid"
or other schemes or invitations to participate in these or any other form of solicitation
- Post any non-public or otherwise restricted, confidential or proprietary information
- Violate any local, state, national or international law, regulation or order of
any court, including but not limited to regulations of the U.S. Securities and Exchange
Commission, any rules of any securities exchange, including without limitation,
the New York Stock Exchange, the American Stock Exchange or The Nasdaq Stock Market.
10. Deleting Content.
STE has the right in its sole discretion, to edit, move, delete, and/or remove any
comment posted on its Site at any time. Without limiting the foregoing, STE has
the right to delete any comment that it believes, in its sole discretion, does or
While we believe that the Site can and should be a positive environment for the
exchange of information, you understand that the Site is open for posting to all
users. Some individuals may post comments that may be offensive, indecent, objectionable,
false, misleading or simply inappropriate.
12. Responsibility for posts
Each individual who posts a comment is solely responsible for her or his own acts,
including the content, context or information in the comment he or she posts. This
means that each individual, and not STE, is entirely responsible for anything and
everything she or he posts. STE does not and does not intend to pre-screen any comments
posted on its Site and STE cannot and does not guarantee the accuracy, integrity
or quality of anything that may appear on its Site.
13. Disclaimer of Warranties
THE SITE, AND ANY PRODUCT OR SERVICE OBTAINED OR ACCESSED THROUGH THE SITE, IS PROVIDED
"AS IS" AND WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR
IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STE, ITS OFFICERS, DIRECTORS,
EMPLOYEES, AFFILIATES, SUPPLIERS, ADVERTISERS, AND AGENTS DISCLAIM ALL WARRANTIES,
EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE
AND NON-INFRINGEMENT, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR
PURPOSE, AND ALL WARRANTIES RELATING TO THE ADEQUACY, ACCURACY OR COMPLETENESS OF
ANY INFORMATION ON OUR SITE.
Some jurisdictions do not allow the exclusion of implied warranties, so the above
exclusions may not apply to you.
STE AND ITS AFFILIATES, SUPPLIERS, AGENTS AND SPONSORS DO NOT WARRANT THAT YOUR
USE OF THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, OR THAT THE SITE OR
THE SERVER(S) ON WHICH THE SITE IS HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND YOUR RELIANCE
THEREON. NO OPINION, ADVICE, OR STATEMENT OF STE OR ITS AFFILIATES, SUPPLIERS, AGENTS,
MEMBERS, OR VISITORS, WHETHER MADE ON THE SITE OR OTHERWISE, SHALL CREATE ANY WARRANTY.
14. Limitation of Liability
NEITHER STE NOR ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES,
SUPPLIERS, ADVERTISERS, AGENTS AND SPONSORS ARE LIABLE FOR ANY INDIRECT, INCIDENTAL,
CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT,
NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY
TO THE SITE AND/OR ANY CONTENT CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED
OR PURCHASED THROUGH STE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS
TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO STE FOR ALL DAMAGES,
LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION,
NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY,
FOR ACCESS TO THE SITE.
Some jurisdictions do not allow the limitation or exclusion of liability for incidental
or consequential damages, so the above limitations may not apply to you.
As a condition of your use of the Site, you agree to indemnify, defend and hold
us, our officers, directors, employees, agents and representatives harmless from
and against any and all claims, damages, losses, costs (including reasonable attorneys'
fees), or other expenses that arise directly or indirectly out of or from (a) your
violation of the TOU; (b) your use of the Site; or (c) your violation of the rights
of any third party.
You understand and agree that STE may, under certain circumstances and without prior
notice to you, terminate your access to and use of the Site. Cause for such termination
shall include, but not be limited to, (i) breaches or violations of the TOU or other
agreements or guidelines, (ii) requests by law enforcement or other government or
regulatory authorities or (iii) repeat violators of third party copyrights or other
17. Copyright Policy
STE respects the intellectual property of others, and we ask our users to do the
same. STE may, in appropriate circumstances and at its discretion, terminate the
account or access of users who infringe the intellectual property rights of others.
If you believe that your work has been copied in a way that constitutes copyright
infringement, please provide our Copyright Agent the following information:
- 17.1: an electronic or physical signature of the person authorized to act on behalf
of the owner of the copyright interest;
- 17.2: a description of the copyrighted work that you claim has been infringed, including
the URL (web page address) of the location where the copyrighted work exists or
a copy of the copyrighted work;
- 17.3: a description of where the material that you claim is infringing is located
on the site, including the URL;
- 17.4: your address, telephone number, and email address;
- 17.5: a statement by you that you have a good faith belief that the disputed use
is not authorized by the copyright owner, its agent, or the law; and
- 17.6: a statement by you, made under penalty of perjury, that the above information
in your Notice is accurate and that you are the copyright owner or authorized to
act on the copyright owner's behalf.
STE's Copyright Agent for Notice of claims of copyright infringement can be reached
- By email: email@example.com
The Site is directed solely to individuals residing in jurisdictions in which provision
of the Site's content is legal. We make no representation that materials provided
on the Site are appropriate or available for use in other locations. Those who choose
to access the Site from other locations do so on their own initiative and at their
own risk, and are responsible for compliance with local laws, if and to the extent
applicable. We reserve the right to limit the availability of the Site to any person,
geographic area, or jurisdiction we so desire, at any time and in our sole discretion,
and to limit the quantities of any such service or product that we provide.
The TOU, together with all STE policies referred to herein, constitutes the entire
agreement between you and STE relating to your use of the Site and supersedes and
any all prior or contemporaneous written or oral agreements on that subject between
us. The TOU and the relationship between you and STE are governed by and construed
in accordance with the laws of the State of New York, without regard to its principles
of conflict of laws. You and STE agree to submit to the personal and exclusive jurisdiction
of the federal and state courts located within New York, and waive any jurisdictional,
venue, or inconvenient forum objections to such courts. If any provision of the
TOU is found to be unlawful, void, or for any reason unenforceable, then that provision
shall be deemed severable from the TOU and shall not affect the validity and enforceability
of any remaining provisions. No waiver by either party of any breach or default
hereunder shall be deemed to be a waiver of any preceding or subsequent breach or
default. Any heading, caption or section title contained in the TOU is inserted
only as a matter of convenience and in no way defines or explains any section or
provision hereof. We reserve the right to require you to sign a non-electronic version
of the TOU.